Christmas is a wonderful time of year. It’s a time when the world is coated in a charming layer of frost which we can admire from the comfort of our warm cosy homes. It’s a time when we draw the ones we love close to us and hold them a little bit tighter. It’s the time of year when we all get to regard the world with a sense of childlike wonder as we dive under the tree to unwrap our presents and sit around the table, unbuttoning our waistbands in anticipation. For many, though, it’s also a time of incredible anxiety. Last year, the average Christmas spend for a UK family was over £700. For those whose financial circumstances are less than ideal, the coming of the season can provoke feelings of dread, not excitement. View Post

With the copious amounts of Christmas presents to buy, the glamorous parties to attend and the festive food and drink to stock up on, it’s no surprise that so many of us are feeling the pinch by the time January rolls around. View Post

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Christmas is looming and many of us are out there grabbing the perfect gifts for our family members and friends. However, buying gifts can sometimes become a little bit costly and you can struggle to find that perfect gift at a low price for your loved one. View Post

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Keeping track of your personal finances sounds simple enough, but with such busy lives, and in a world where you now literally tap your card on a reader and it instantly debits your account, it is becoming increasingly difficult to keep track of what you are spending.  Once upon a time, it was simple, you would be paid in cash and then you would spend this cash throughout the week or month – meaning you always knew what you had left.   View Post