Parents may be only too aware of the effects that raising children can have on their wallets. From increased energy costs to more expensive weekly shops, and from higher transport costs to higher rents or mortgages, every aspect of life is affected financially. It becomes more important than ever when you have a family to look after to be savvy when choosing suppliers or purchasing goods – it’s important to look out for special deals, compare utilities such as gas and electricity prices, and always do some research before signing contracts, whether it’s for a new mobile, broadband provider or energy supplier.  If you use your home as a workplace, ensure you are asking for their best business deals as well….. View Post

Christmas is a wonderful time of year. It’s a time when the world is coated in a charming layer of frost which we can admire from the comfort of our warm cosy homes. It’s a time when we draw the ones we love close to us and hold them a little bit tighter. It’s the time of year when we all get to regard the world with a sense of childlike wonder as we dive under the tree to unwrap our presents and sit around the table, unbuttoning our waistbands in anticipation. For many, though, it’s also a time of incredible anxiety. Last year, the average Christmas spend for a UK family was over £700. For those whose financial circumstances are less than ideal, the coming of the season can provoke feelings of dread, not excitement. View Post