It can often feel a lot like investing money is for rich people only – or, at least, for people who are more well-off than you. If you see yourself as having an ordinary family without the funds you need to start investing, you might think it’s not for you. It can seem like something you only get to do if you have plenty of funds to spare. But at the same time, maybe you’re panicking slightly about your future and that of your children. You can’t see how you’re going to retire comfortably, especially if you end up needing care in your old age. However, even if you see your family as “ordinary”, you could still find opportunities to invest. View Post

Your focus right now will probably be on getting through a magical Christmas and providing your family with great memories of the festive period this year. There’ll be last minutes gifts to buy and wrap, cards to write and send out, and you’ll have that huge food shop to look forward to at some point (or dread; it could go either way). Therefore, the new year and all it’s going to bring to you and your loved ones might not be at the forefront of your mind. However, if you’ve got major changes happening in 2018; it might e a wise choice to begin the planning process sooner rather than later. View Post

When you’ve got a chunk of money saved up, you won’t see much growth if you leave it sitting in the bank. Investing is the way forward and buying property is one of the best ways to see a good return. Lots of investors are increasingly moving toward investing in property overseas for a number of reasons. The main one is price; the cost of housing is constantly going up and people often can’t afford to buy a house at home, but if you look overseas you can usually find something a lot more affordable. The other benefit is that you’ve got yourself a nice holiday home to use whenever you like which makes your holidays a lot cheaper.

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I think it is a common misconception that you need to be rich to have luxury in your life.  The truth is, you simply need to be savvy and know what you would prefer in your life…

Would you rather go to Nandos fifteen times or go and watch an outstanding opera…

Because according to this new infographic by Olivers Travels, the cost would be the same… View Post

Parents may be only too aware of the effects that raising children can have on their wallets. From increased energy costs to more expensive weekly shops, and from higher transport costs to higher rents or mortgages, every aspect of life is affected financially. It becomes more important than ever when you have a family to look after to be savvy when choosing suppliers or purchasing goods – it’s important to look out for special deals, compare utilities such as gas and electricity prices, and always do some research before signing contracts, whether it’s for a new mobile, broadband provider or energy supplier.  If you use your home as a workplace, ensure you are asking for their best business deals as well….. View Post