Most people, when they think of what the future might bring, tend to consider their financial situation closely. Are you able to work out with a financial planning the priorities you need to sort out in your life? More often than not, these financial priorities focus on your well-being, from cutting down your debts in terms of mortgages, credit cards or other student loans, to preparing for your retirement. But life is too complex to be satisfied with self-centred plans. You need to think of your family, instead, and to plan their future as best as you can. The next generation is already here and needs all the help it can get to make the world a better place.

How do you portray the future of your family?

Worst case scenario first

When it comes to planning the future of your family, there’s always a moment when you need to be realistic and consider the possibility that you might not be part of this future. Whether it’s in several years or it happens tomorrow, you need to ensure that your family is protected. Organising your life insurance is an essential protection. But have you thought of working with a will solicitor too, to ensure that the family you leave behind can be safe from the effects of your passing? Writing a will, indeed, can facilitate the distribution of your estate, especially if you’re in a relationship without being married.

Education is the most precious gift

Did you know that UK parents are worried that they are not saving enough for the education of their children? The main reason for this is the fact that people start saving too little too late, and can only accumulate up to 20% of what they need to provide their children with the best education. Let’s be honest: You may not be able to afford the best schools in London. But you can certainly get your children into a quality independent school that can prepare them best for their future career if you start saving early.

Education matters

More than just a roof over your head

Home maintenance and home improvement jobs are costly. But they are also necessary to ensure that your family is safe and comfortable. If you are looking for sustainable and valuable improvements, the addition of solar panels is an expensive — £6,000 at least — but necessary transformation, as they help you to reduce your energy consumption and bills while leaving the planet a little greener. Another sustainable change is to install a biomass boiler. Your family is worth the expense: sustainability is the future of homes.

Moving for your family

Brexit is dividing the country. But what you didn’t know is that hundreds of thousands of Brits are emigrating to maintain their chances of an integrated and global future. Some applied for Irish citizenship and left the UK to settle in an EU country. Others are leaving with their EU partner to maintain their families together. In fact, since the referendum, more Britons have left the UK than EU citizens. They decided to move to protect their family and give their children the best of chances in a global world.

Legal, eco-friendly, educational, or international: what are your plans for the future of your family?

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I often find myself worried about the state of the education system that my children are currently enrolled in.  I see outstanding teachers being crushed under pressure to meet SAT standards, and a lack of finance being put into a system that is met to grow the next generation of academics. View Post

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No one likes to think about what could happen after they die, and it can be even worse to think about the high costs your family will have to pay to give you a proper funeral. Of course, this isn’t exactly a subject for the everyday chat, but when you are preparing for your financial future, it is something to consider. View Post

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It can often seem like a silly question because it’s not always easy to prepare yourself for the worst. But it is often important to actually ask yourself if you are ready for what the future can bring on? Of course, it’s not always easy to be able to predict what the world may throw at you, if you are somewhat prepared financially, it can be a lot easier for you. So you have to try and objectively look at your financial future, you should be able to work out what you need to do with your money, and how you need to do it. If you want to be able to change the way your outlook is currently looking, here’s what you can do. View Post

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We are all terrified of climate change and the effects it is having on the world – the very place we exist. But because it is such a big thing to wrap our heads around and seems too mad to actually happen, so we feel it is okay to not do as much as we should to protect our planet. View Post