Halloween is nearly over, which means it’s time to look to the next holiday. Low and behold it’s Christmas, the most expensive season of all the year. Xmas is a festive and loving period which involves eating lots and giving gifts. Sadly, nothing is free in this world, and you need cash to have a good time. It isn’t rare, then, for the Christmas blues to set in and ruin what should be a joyous occasion.

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Are you bad with money? Don’t worry, most of the world is. Living from paycheck to paycheck is common for people who are in low-income or medium-income families. This usually happens as a result of bad spending habits or neglect for your budget. You could be living a lifestyle that just isn’t sustainable, or perhaps you’re drowning in debt due to past mistakes and you’re struggling to clean your history. View Post


Yes, small businesses like high street shop still exist. How long yours last depends on the owners. Sadly, retail stores are declining and finding it difficult to compete. A&F and American Apparel have closed more than 160 shops between them this year. Still, owning a high street store is not impossible; you just have to send out an S.O.S. View Post

The majority of the time, you’ve got a pretty decent handle on your finances. You go through life doing what you can, budgeting, ensuring that you’re managing your money as well possible, and everything seems to be going exactly as it should be. View Post

Why is it that something crazy and terrifying usually has to happen before we realise that life is precious and shouldn’t be wasted doing things that make us unhappy? Life can be something you are truly happy with, if you decide to make it so. View Post