https://www.pexels.com/photo/apartment-architecture-balconies-building-417292/

So you’re looking to buy yourself some property? Right now, you may think you know exactly what you want. But the world of property can be a complicated place. It’s not always as simple as deciding to buy a house and going for it. Oh no. You’ve definitely got a lot more options to consider than just that. When it comes to purchasing property as an investment, you then start to open up a whole new can of worms. And when you’re not so well versed in said worms, wouldn’t you like to feel a bit more briefed before you begin? Whether you’re financing this yourself or getting a loan from the bank, you’re going to want to consider your options first. So let’s get started. View Post

Image

Life isn’t always as kind as you may want it to be, unfortunately that’s just the way to world works. However, sometimes it can feel like all that bad luck is happening at the same time, and this can be incredibly stressful for us. Here’s what you need to do if you feel like life just isn’t on your side. View Post

With 2018 fast approaching, many people from first-time buyers to families are thinking about buying a property next year. And if those visions of a new home are genuine, it’s imperative that you start taking positive steps immediately. Not least on a financial standing.   

Property purchases are the biggest financial commitments you’ll ever make. Therefore, it’s imperative that you build the largest possible deposit. If you are a first-time buyer, you’ll have hopefully utilised a suitable Help-To-Buy savings account. Even if this isn’t the case, it’s never too late to gain a small level of support through this scheme.    View Post

Most people, when they think of what the future might bring, tend to consider their financial situation closely. Are you able to work out with a financial planning the priorities you need to sort out in your life? More often than not, these financial priorities focus on your well-being, from cutting down your debts in terms of mortgages, credit cards or other student loans, to preparing for your retirement. But life is too complex to be satisfied with self-centred plans. You need to think of your family, instead, and to plan their future as best as you can. The next generation is already here and needs all the help it can get to make the world a better place.

How do you portray the future of your family?

Worst case scenario first

When it comes to planning the future of your family, there’s always a moment when you need to be realistic and consider the possibility that you might not be part of this future. Whether it’s in several years or it happens tomorrow, you need to ensure that your family is protected. Organising your life insurance is an essential protection. But have you thought of working with a will solicitor too, to ensure that the family you leave behind can be safe from the effects of your passing? Writing a will, indeed, can facilitate the distribution of your estate, especially if you’re in a relationship without being married.

Education is the most precious gift

Did you know that UK parents are worried that they are not saving enough for the education of their children? The main reason for this is the fact that people start saving too little too late, and can only accumulate up to 20% of what they need to provide their children with the best education. Let’s be honest: You may not be able to afford the best schools in London. But you can certainly get your children into a quality independent school that can prepare them best for their future career if you start saving early.

Education matters

More than just a roof over your head

Home maintenance and home improvement jobs are costly. But they are also necessary to ensure that your family is safe and comfortable. If you are looking for sustainable and valuable improvements, the addition of solar panels is an expensive — £6,000 at least — but necessary transformation, as they help you to reduce your energy consumption and bills while leaving the planet a little greener. Another sustainable change is to install a biomass boiler. Your family is worth the expense: sustainability is the future of homes.

Moving for your family

Brexit is dividing the country. But what you didn’t know is that hundreds of thousands of Brits are emigrating to maintain their chances of an integrated and global future. Some applied for Irish citizenship and left the UK to settle in an EU country. Others are leaving with their EU partner to maintain their families together. In fact, since the referendum, more Britons have left the UK than EU citizens. They decided to move to protect their family and give their children the best of chances in a global world.

Legal, eco-friendly, educational, or international: what are your plans for the future of your family?

Featured Post: Please see my disclosure page for details

Everybody is susceptible to finding themselves in a bit of financial bother. That’s just the way the world works, what with pretty much everything costing money these days. But just because you find yourself in such bother, it doesn’t mean you can’t get through it. And it certainly doesn’t mean there isn’t help out there to assist you through it. Read on to find just who and what is out there just waiting to assist you. View Post