I have always enjoyed a flutter, and am a firm believer, that like most things, if done in moderation gambling can be a lot of run.

When I was much younger (much, much, younger) I lived in New Jersey, and on occasion on a weekend, we would jump in a car, hit the interstate and end up in Atlantic City for a night of laughs, poker chips and 21.

As I have matured in age, my gambling habits have altered.  It has been an eternity since I visited a casino, but I can’t think of a more fun day than hitting the horse track, or on occasion, going to watch greyhounds run merrily after a rabbit. If I can’t get to the track, but I have a decent tip, I can always see all the latest horse racing results here.   I am hoping that when the children grow up, and nights out become more extravagant, a trip to Vegas will eventually be on the cards.

A bit of history….

Gambling has been prevalent in the UK for an eternity, it is certainly not a new thing.  Although what many people don’t know is that from 1853 to 1960, there was a prohibition on off course horse betting*.

This ensured that off course horse betting became bigger business than ever and by 1939, along with the pools and greyhound racing, it was one of the most popular forms of gambling.  The working class ignored the law, perceiving it as an inconvenience rather than an enforceable legal term, and gambling continuing to be a unifying activity against the lower classes.

Betting shops are firmly encased in our nation’s history, the streets are littered with them.  The store front shops plus online sites contribute over £30bn to the UK economy.  It is serious business.  Betting shops were first legalised in 1961, and within six months of the law being passed, over 10,000 had opened.  Interestingly, William Hill, an iconic name in UK gambling history, was reluctant to join the betting shop brigade, and waited five years before opening their first shop in 1966.

My own experience

I am a thrill seeker, I like adrenalin, and I like to walk a bit on the wild side (with a safety net).  Going to the races is an enjoyment from start to finish.  The planning, the outfit, the reading of the score card, the checking the odds, and trying to guess winners.  It all never fails to ignite exciting anxiety in me, and god help the crowds when I chose a winner.

At Ascot, a few moons ago, I was on a losing trail.  Despite working out form, and spending forever reading up on jockey and pony, I was losing my £2 each way bets and becoming frustrated.  So I changed tack, and chose on name.  Not my usual style and odds of 26:1.

The race began, I leaned with reluctant fear over the barrier and began to cheer on my rider, believing him to not have a hope in hell.  Then my jaw started to drop as he galloped on from last in the pack, to the middle, then was nose to nose with the leading racehorse.  I cheered with the enthusiasm of a mad man, cried out until my throat hurt, I motivated that horse with everything I had.

And it only went and won!

It wasn’t about the money, it was the feeling, the emotion, the excitement of claiming my prize.

And then spending it on Champagne afterwards…..

My love of the race didn’t lead to addiction.  I won a bit more, lost a bit less, drank bubbles and smiled all day.

As I said, all things in moderation can lead to a ridiculous amount of fun.






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Are you concerned that your family is close to the breadline at the moment? Would you like to achieve financial freedom and pay for the finer things in life? Then you just need to take a look at some of the advice on this page and work out which idea appeals most to you. With a bit of luck, these suggestions will assist you in turning your situation around and ensuring you keep your bank manager happy this year. While you don’t have to choose any of the ideas from this article, they should help to ensure you walk the right path and leave no stone unturned in your pursuit of a better life for your family.

Start a low-investment business

Firstly, it’s vital you understand there are lots of business concepts out there that don’t require thousands of dollars of investment. For instance, you might consider launching an online retailer that drop-ships from established companies. You might also start a company that offers services to other business owners. In that instance, you would only have to worry about the cost of setting up your website and putting it in front of the people who matter most. So, now is the best time to begin your research. Look for a business concept you can manage, and replicate it. Either that or you can come up with something original.

Make money from property

There are many ways in which you could make some income from the property market. Just check out some realty mogul reviews or those from other experts if you want to understand your funding options. Once you purchase homes, there are a couple of options on the table. You could improve the properties and then sell them for a profit. However, you could also keep hold of the houses and rent them out to tenants. The latter solution will require more work, but it could also become more fruitful in the long run.

Clear your debts

Saving money is just as good as making money in many instances, and that is why you should work hard to pay all your debts this year. If you can clear the balance on your accounts, there is a decent chance that you will save hundreds of dollars. There are many ways you could go about achieving that goal. For example, you might decide to opt for a debt consolidation arrangement that means you write off a significant percentage of the money you owe. Just search Google and read as much as possible until you find a solution that will work for you.

Now you know some excellent ways of turning your financial situation around this year; nothing should stand in your way. You just need to research your options as much as possible and then put a plan of action in place. With a bit of luck, you will find that your family has a lot of cash left in the bank by this time next year. Maybe you could use that to pay for an exotic vacation or something similar?


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Students exist in families all across the globe, and if you have a teen, chances are you’re sending them off soon to fulfill their dreams. However, there’s a lot of steps between now and then which they’re going to have navigate as expertly as they can, relying on your guidance to keep them on the straight and narrow. View Post

We all love the leisurely side to our gardens; kicking back, relaxing and enjoying the sun on those rare British summer days. But when it comes to finding the time and money to maintain it, we’re not so keen. Often neglected, the garden tends to be thought of as the least important area of the home. However, as the first impression for our guests, do we really want to greet them with an overhaul of weeds and overgrown grass? Thought not – so how can we save money on maintenance? View Post