It’s pretty easy to worry about money. It’s easy to worry about it when you have enough for everything you need and a little more for the things you want, let alone if you are struggling to make ends meet each month. Although, don’t despair as there are some thing you can do to make your family’s finances simpler and so reduce the worry and the stress that dealing with them causes. Read on to find out what they are.

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More and more, people are turning to self-employment as a way to get themselves out of debt and boost their futures. Some will start their own business ventures, while others will simply pick up a few side-hustle jobs to earn a little extra and pay down their credit card bill. Whichever camp you fall into, it’s important that you register to pay tax, and that avoid the common (and often costly) tax mistakes that could leave you out of pocket, as well as in hot water.

To help you with that, here are some of the most common mistakes and how to avoid them:

Not Including Every Source of Income

If you’re working multiple gigs to try and pay down debt or simply to make an honest living (perhaps as a freelancer) it can be pretty easy to forget one or more sources of income when it comes to filing your tax return.

If you do this, there is a chance that you will be investigated and this is a time-consuming process, which could lead to fines, and perhaps worse if it’s thought you were intentionally evading tax. That’s why it’s so important that you take the time to record every single penny that you earn, even if it’s only a couple of pounds’ income from your blog.

Not Adding Things Up Correctly

If your books don’t add up, it will raise the suspicions of the tax man, and again an investigation could be triggered. This is so unnecessary when there are tools like this piece of reconciliation software, which can help you to get things right first time. If you know an accountant, having them look over your return might also be a good idea.

Putting Identical Expenses in Different Boxes

This is something that’s so easy to do, but if you put the cost of, for example, the fuel you use to run your removal company side hustle in the sales of figure box this year and then place it in the motor expense category the next year, there will be a significant variation in your tax return and this could flag you up to HMRC.

Missing the Deadline View Post

Kitchens are often the centre of a household, with a front door often leading straight into them. Whether you take immense pride in your cooking skill or don’t really care about what you can throw together for a meal that evening, we all love a good kitchen appliance. Similarly, the practical side of them is incredible: spending time in the kitchen can get boring when you’re there for the millionth time that year, so there’s no harm in cutting down your domestic time. Here is a list of a five recommended kitchen appliances that you should invest in to save time and money in the long run.   View Post


Getting over debt issues can be difficult to begin, let alone complete. If you’re in debt, it’s likely that bad financial planning or a set of unfortunate life situations have occurred to make your finances difficult to contend with. As a result, reeling and healing the issues that have contributed to this atmosphere in the first place can leave you relatively unmotivated to begin solving the debt issues. Luckily, solving them or working towards their solution can help you feel as though you’re taking more authority over your life. View Post

Financial struggle can affect us all, whether you’re a young nipper or have reached a ripe old age. The truth is, once you reach a certain age you gain a certain amount of wisdom and experience that allows you to make better financial decisions and pass on your wisdom to the younger generation. If you want to save for a holiday, take control of your household finances, or simply have money saved for a rainy day, then check out some of the best money saving tips below. View Post